/* ─── Variables ─────────────────────────────────────────── */
:root {
  --blue: #5BB8F5;
  --blue-mid: #85ccf5;
  --gold: #ffc55b;
  --dark: #1a1a2e;
  --body-text: #555;
  --heading-text: #1a1a2e;
  --placeholder-text: #aaa;
  --bg-off-white: #fafbfc;
  --font: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --hero-gradient: linear-gradient(170deg, var(--blue) 0%, var(--blue-mid) 45%, var(--gold) 100%);
  --cta-gradient: linear-gradient(135deg, var(--blue) 0%, var(--gold) 100%);
  --icon-gradient: linear-gradient(160deg, var(--blue) 0%, var(--gold) 100%);
  --gold-dark: #e6a832;
  --dark-hover: #2a2a4e;
}

/* ─── Reset ──────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: var(--font); color: var(--body-text); line-height: 1.6; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ─── Nav ────────────────────────────────────────────────── */
nav {
  background: var(--blue);
  padding: 0 40px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.nav-icon {
  width: 32px;
  height: 32px;
  border-radius: 9px;
  border: 2px solid rgba(255,255,255,0.8);
  flex-shrink: 0;
  object-fit: cover;
}
.nav-wordmark {
  height: 22px;
  width: auto;
  filter: brightness(0) invert(1);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}
.nav-links a {
  color: rgba(255,255,255,0.9);
  font-size: 14px;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover { color: white; }
.nav-links a.nav-cta {
  background: white;
  color: var(--blue);
  font-weight: 700;
  padding: 7px 18px;
  border-radius: 20px;
}

/* ─── Footer ─────────────────────────────────────────────── */
footer {
  background: var(--dark);
  padding: 28px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 8px;
}
.footer-icon {
  width: 26px;
  height: 26px;
  border-radius: 7px;
  flex-shrink: 0;
  object-fit: cover;
}
.footer-wordmark {
  height: 18px;
  width: auto;
  filter: brightness(0) invert(1);
}
.footer-copy {
  color: #555;
  font-size: 13px;
  margin-left: 8px;
}
.footer-links {
  display: flex;
  gap: 24px;
  list-style: none;
}
.footer-links a {
  color: #888;
  font-size: 13px;
  transition: color 0.2s;
}
.footer-links a:hover { color: white; }

/* ─── Buttons ────────────────────────────────────────────── */
.btn-primary {
  background: white;
  color: var(--blue);
  font-size: 15px;
  font-weight: 700;
  padding: 13px 30px;
  border-radius: 28px;
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 20px rgba(0,0,0,0.12);
  transition: transform 0.15s, box-shadow 0.15s;
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 6px 24px rgba(0,0,0,0.16); }
.btn-ghost {
  background: rgba(255,255,255,0.2);
  color: white;
  font-size: 15px;
  font-weight: 600;
  padding: 13px 30px;
  border-radius: 28px;
  border: 2px solid rgba(255,255,255,0.6);
  cursor: pointer;
  transition: background 0.2s;
}
.btn-ghost:hover { background: rgba(255,255,255,0.3); }

/* ─── Section shared ─────────────────────────────────────── */
section { width: 100%; }
.section-inner {
  max-width: 720px;
  margin: 0 auto;
  padding: 64px 24px;
  text-align: center;
}
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  color: var(--blue);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 12px;
}
h1 { font-size: 52px; font-weight: 800; color: white; line-height: 1.1; letter-spacing: -2px; margin-bottom: 16px; text-shadow: 0 2px 10px rgba(0,0,0,0.1); }
h2 { font-size: 30px; font-weight: 800; color: var(--heading-text); line-height: 1.3; margin-bottom: 20px; }
.lead { font-size: 17px; color: rgba(255,255,255,0.92); line-height: 1.65; margin-bottom: 36px; }
.body-text { font-size: 16px; color: var(--body-text); line-height: 1.75; margin-bottom: 16px; }
.placeholder-text { font-size: 16px; color: var(--placeholder-text); line-height: 1.75; font-style: italic; margin-bottom: 16px; }

/* ─── Hero badge pill ────────────────────────────────────── */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,0.25);
  border: 1px solid rgba(255,255,255,0.5);
  border-radius: 20px;
  padding: 5px 14px;
  margin-bottom: 20px;
  color: white;
  font-size: 12px;
  font-weight: 600;
}

/* ─── Hero layout ────────────────────────────────────────── */
.hero-inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 56px 24px;
  display: flex;
  gap: 48px;
  align-items: center;
}
.hero-copy {
  flex: 1;
  text-align: left;
}
.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.hero-phone {
  flex-shrink: 0;
}

/* ─── How it works cards ─────────────────────────────────── */
.how-grid {
  display: flex;
  gap: 32px;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 40px;
}
.how-card {
  flex: 1;
  min-width: 160px;
  max-width: 200px;
}
.how-icon {
  width: 52px;
  height: 52px;
  border-radius: 16px;
  margin: 0 auto 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.how-icon-blue  { background: linear-gradient(135deg, var(--blue), var(--blue-mid)); }
.how-icon-mid   { background: linear-gradient(135deg, var(--blue-mid), var(--blue)); }
.how-icon-gold  { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); }
.how-icon i     { font-size: 22px; color: white; }
.how-title { font-weight: 700; color: var(--heading-text); margin-bottom: 6px; }
.how-desc  { font-size: 14px; color: #777; line-height: 1.5; }

/* ─── Email capture ──────────────────────────────────────── */
.email-form {
  display: flex;
  gap: 8px;
  max-width: 380px;
  margin: 0 auto;
}
.email-input {
  flex: 1;
  background: white;
  border: none;
  border-radius: 10px;
  padding: 12px 16px;
  font-size: 14px;
  font-family: var(--font);
  outline: none;
}
.email-submit {
  background: var(--dark);
  color: white;
  border: none;
  border-radius: 10px;
  padding: 12px 20px;
  font-size: 14px;
  font-weight: 600;
  font-family: var(--font);
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
}
.email-submit:hover { background: var(--dark-hover); }

/* ─── Prose pages (privacy / terms) ─────────────────────── */
.prose {
  max-width: 720px;
  margin: 0 auto;
  padding: 56px 24px;
}
.prose h1 { color: var(--heading-text); text-shadow: none; font-size: 36px; letter-spacing: 0; margin-bottom: 8px; }
.prose .effective-date { color: var(--placeholder-text); font-size: 14px; margin-bottom: 40px; }
.prose h2 { font-size: 20px; margin-top: 40px; margin-bottom: 10px; }
.prose p  { font-size: 15px; color: var(--body-text); line-height: 1.75; margin-bottom: 16px; }
.prose ul { padding-left: 20px; margin-bottom: 16px; }
.prose ul li { font-size: 15px; color: var(--body-text); line-height: 1.75; margin-bottom: 6px; }

/* ─── Responsive ─────────────────────────────────────────── */
@media (max-width: 640px) {
  nav { padding: 0 20px; }
  .nav-links .hide-mobile { display: none; }
  h1 { font-size: 32px; letter-spacing: -0.5px; }
  h2 { font-size: 24px; }
  .section-inner { padding: 48px 20px; }
  .hero-inner { flex-direction: column; }
  .hero-phone { transform: scale(0.75); transform-origin: top center; margin-bottom: -103px; }
  .email-form { flex-direction: column; }
  footer { padding: 24px 20px; flex-direction: column; align-items: flex-start; }
  .prose { padding: 40px 20px; }
}